What if my insurance asks me to see their doctor for a second opinion? What is an independent medical exam?

Written By: TSR Injury Law | Published On: 13th June 2009 | Category: FAQ | RSS Feed

Under the no-fault statute and the contract you have with your insurance company, they may have the right to ask you to see one of their doctors. Depending on whether your bills and wage loss are paid up to date, you have to cooperate in their efforts to examine you. Our firm provides a multi-page document that fully explains the exam. We also make sure to meet or speak with each client before they see the insurance doctor in order to answer questions or explain further what to expect.

The usual end result of the exam is a suspension of no-fault benefits. Our firm will file an arbitration to win your unpaid medical bills and wage loss and reinstate your benefits. We truly believe you should receive all $20,000 of wage and medical bill benefit if your treatment is reasonable and related to the crash. We normally do not charge extra for this litigation, but try to work with your doctors to ensure our extra time and costs are covered.


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