No, as long as you were not the at-fault party causing the collision. Minnesota law forces you to utilize your insurance to pay your bills, wage loss, and maybe uninsured motorist coverage. Since this is not optional, the legislature has created protections so that your rates cannot go up, unless you were more than 51% at fault. Sometimes the insurance underwriter’s mistakenly document a crash as your fault when it was not. Our firm will also assist in correcting these errors and retroactively get you reimbursed for any unfairly charged insurance premiums.
