Most often, yes. Insurance companies are for-profit corporations. They hire claim adjusters to evaluate claims and most often their evaluations are low. This makes sense because the less the corporation pays out, the more profit they earn. Your interests may not be best served by dealing directly with the insurance company’s representative. You need someone to handle the paperwork, advise you which insurance requests are legitimate, make sure your bills and wage loss are promptly paid, give you the real value of your claim, and make the overall journey through the legal maze easier. In addition, surveys have shown, people with legal representation receive up to three times the compensation in settlements and awards.
